Data Wizard :-)

This is me

Nick name
Data Scientist
32 years
Highest education
ETH Zurich

This is my Credit Motivation

Hi! The finishing of my studies is around the corner! Back then when I started, I (sadly) didn't know about Splendit, hence I went to a common Swiss Bank, which gave me a credit, yet with a very high interest (~11%).

My goal is to get rid of this bad deal :( through debt consolidation. Some months ago I went through a first auction at Splendit and with this money half of my debt (total 50'000) was refinanced. Now that I know that in a couple of months I will be fully working after successful completion of my Master, I would like to go through a new auction (Nachfolgeauktion) at Splendit to also consolidate the second part of my debt! It would very helpful if this happens!

Comment Splendit: Please view Arturo's 1st auction

We personally met Arturo and have now mandated him for a statistical/data analysis of our credit portfolio at



This is what I need

Credit amount
CHF 25'000
Maximum interest rate
Start date
September 2018
Study time
3 months
Re-payment starts
December 2018
Re-payment time
36 months
Loan fully paid back
November 2021

This is my plan

ETH Zurich
Main field of study
Additional fields of study
Begin of study
October 2015
End of study
September 2018
Current semester
Plans after study

I have started with a Data Analysis company, where the goal is to solve as many, challenging problems through artificial intelligence, as possible. 



Auction Closed

8 bids, CHF 25'000 of CHF 25'000 filled

Calculate your sustainable return

CHF 25'000

Investment Amount


Interest Rate

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Your return (net of fees)