This is me

Nick name
Rafa IMD!!
31 years
Highest education
IMD Lausanne

This is my Credit Motivation


My name is Rafael Martins and I'm from Brazil. Currently, I am a 2021 MBA Candidate at IMD business school.

I started my career in 2009 while I was at university. I always had to work to be able to pay for my studies. I started as an intern at a shopping mall multinational company (Ancar Ivanhoe) in Brazil and in a short period of time I was promoted to a commercial assistant and, shortly afterwards, to an audit supervisor.

In 2017, I went to Australia to work and to improve my English proficiency. In a year that I spent in Australia, I worked at the Woolworths Group in ​​logistics, studied English and on weekends worked on construction sites to supplement my income and thus be able to pay all my expenses and studies in the country.

In 2018, I returned to Brazil to continue advancing in my career and went to work as an operations consultant at C&A Brazil. As a consultant, I implemented the project aimed in customer experience. We re-designed and implemented operational processes in more than 200 stores throughout Brazil, I trained more than 500 people and closely followed the results in sales. After a year as a consultant, I was promoted to operations manager and had my own unit to manage.

Now, I am taking a very important step in my career and I chose IMD to develop the skills I need. In addition, IMD is the most international business school in the world (besides one of the best in the whole world), which in my view helps us to have different solutions about the same problem. We, as future leaders, need a multicultural vision, be respectful of diversity and come together to solve humanity's problems. For this, there is no better school in the world than IMD with its high performance, diverse and unified environment. However, it is a high investment to be made. So, I really need your help so that I can finance my studies, achieve my dreams and goals and be a better leader to make a positive impact on the world and help the people around us. The first fee (CHF 15,000), the first and second installment (CHF 15,000 / CHF 30,000) I was able to pay with my savings, help from friends and my family. However, CHF 30,000 remains.

After graduation, I plan to stay in Europe, and I will have job opportunity since my last company is from Europe (C&A company), I have the network and they gave me the recommendation letter to come to IMD.

To conclude, IMD is globally no 1 with ROI in 5 years, also the average salary after graduate is very competitive (around € 110k per year). I really believe I will be able to repay the loan in less than 4 years. Also, I will have my family support to do so.

I hope to get your help to fulfill my dream of studying at IMD. I will be forever grateful.

If you need any information, I am always available.

Best Regards,


This is what I need

Credit amount
CHF 30'000
Maximum interest rate
Start date
April 2021
Study time
36 months
Re-payment starts
April 2024
Re-payment time
48 months
Loan fully paid back
March 2028

This is my plan

IMD Lausanne
Main field of study
Additional fields of study
Begin of study
December 2020
End of study
December 2021
Current semester
Plans after study

After graduating from IMD, I intend to continue in Europe and work for multinationals like Amazon, Nestlé, or consultancy like Bain and Mckinsey. I am sure that after graduation I will have the necessary skills and opportunities to take place in large companies.

However, as a contingency plan, I have the networking and great relationship with C&A and great experience in the operations area. I would be able to quickly allocate myself in C&A in Europe. They gave me my recommendation letter to come to IMD.

I am also a person of simple life, I have no children or great expenses, which makes me more comfortable to pay the loan. I intend to stay in Europe, but I am totally available to go anywhere in the world.



Auction Closed

17 bids, CHF 30'000 of CHF 30'000 filled

Calculate your sustainable return

CHF 30'000

Investment Amount


Interest Rate

Total fees
Your return (net of fees)