Big data is valuable - Support my studies in Data and Business Analytics

This is me

Nick name
Gaetan593
Age
26 years
Highest education
Macquarie University Sydney

This is my Credit Motivation

Dear Investors,


My name is Gaetan Rieben, a 26 years old a part-time student in International Business Management in Geneva, and an insurance broker in Lausanne. I will be proudly graduated this summer with my Bachelor of Science and will be working for a few months to keep investing in my future postgraduate studies.

Throughout my career, I have earned a recognized certificate as an insurance assistant by the formal association for insurance training and gained secure industry experience before enrolling for my bachelor's degree. During this curriculum at Haute Ecole de Gestion de Genève, I have been highly interested in analytics and applied economics and found a rising passion.

Furthermore, considering industry experts, big data is more valuable than goods trade across the world, and most companies require understanding data. I am willing to pursue a career in this industry.
Therefore, I have been accepted by Macquarie University to enroll for a master in Business Analytics in Sydney, starting in February 2021. I will be learning many applications of data analysis and would be able to work as a data analyst, business analyst, financial analyst, and so forth. I would like to study in Australia to gain international experience and point-of-view. 

I have already saved money to cover my daily expenses for the first year, such as accommodation, transportation, insurance, and will be authorized to work 20 hours a week and 40 hours a week during school breaks. I do not doubt to enjoy this condition to gain experience in the data field. In any case, I have a consequent CV to work in the industry field part-time. Given this fact, I am looking for financial support to pay my tuition fee of AUD 79'000, in other terms, around 50'000 CHF.


Unfortunately, Swiss banks can not lend me money. Indeed, they are looking for full repayment before my 30. As I will be finishing this program at almost 29, I can not confirm this specific condition.

Please take note that my parents, who are owner of a house in Saillon, agree to enter as a guarantor of the loan. Even in that case, I don't find any suitable option provided by Swiss Banks.


Your support will enable me to finance my master program while studying and working to fund my daily expenses. I do no doubt my capacity to repay this loan, as a postgraduate student is paid in average annual salary AUD 98600 and full budget based on this insight has been established.


This is what I need

Credit amount
CHF 49'000
Maximum interest rate
6.5%
Start date
July 2020
Study time
32 months
Re-payment starts
March 2023
Re-payment time
48 months
Loan fully paid back
February 2027

This is my plan

School/University
Macquarie University Sydney
Main field of study
Business Analytics
Additional fields of study
Business Analytics
Begin of study
December 2020
End of study
December 2022
Current semester
4
Plans after study

Upon graduation, I am interested in staying in Australia to gain industry experience before coming back to Switzerland. I want to work as a business analyst for a private company, or a consultancy group of the fabulous BIG 4. I would be kindly interested in working in forensic as well for financial companies, in the Insurance industry, for instance. Besides, after a few years of full-time work, I would eventually be interested in completing my education with an MBA. Finally, I would love to set up my own company specialized in data analytics.

 

Auction

Auction Closed

29 bids, CHF 49'000 of CHF 49'000 filled

Calculate your sustainable return

CHF 49'000

Investment Amount

5.0%

Interest Rate

Total fees
-
Your return (net of fees)
-

Messages


21.08.2020 11:04

Subject Thank your for your trust

Dear Sir,

First of all, I would like to thank you for your confidence in my project and for supporting my studies abroad. I can't imagine being down there and I was so excited about this project. It is my dream.

However, I am looking at the situation in Australia regarding the COVID outbreak and it seems very bad. Indeed, the prime minister is not interested to open borders for international travelers until they get a vaccine. I am still interested in studying there, but I find it pretty expensive to pay that much to study online from Switzerland. For these many reasons, I am really thinking about applying for a full-time job here in switzerland (I got many opportunities already), and wait until 2022 to start my project. Indeed, I want to study in the best conditions in Australia. 

Therefore, I am in contact with Splendit administrator to cancel my loan request in these specific conditions, after having balanced pros and cons.

I am very grateful to have had your support and wanted to thank you personally for that. If splendit agrees with my decision, I would love to do a new request when the worldwide situation is better. I hope that you understand my dilemna and my big disappointment, I worked so hard to find a proper solution to finance this studies. I had many tough exchanges with the Vaud authorities for a scholarship. 

Once again, thank you for your trust.

Regards

Gaetan Rieben

 

 

Student


21.08.2020 11:04

Subject Thank your for your trust

Dear Sir,

First of all, I would like to thank you for your confidence in my project and for supporting my studies abroad. I can't imagine being down there and I was so excited about this project. It is my dream.

However, I am looking at the situation in Australia regarding the COVID outbreak and it seems very bad. Indeed, the prime minister is not interested to open borders for international travelers until they get a vaccine. I am still interested in studying there, but I find it pretty expensive to pay that much to study online from Switzerland. For these many reasons, I am really thinking about applying for a full-time job here in switzerland (I got many opportunities already), and wait until 2022 to start my project. Indeed, I want to study in the best conditions in Australia. 

Therefore, I am in contact with Splendit administrator to cancel my loan request in these specific conditions, after having balanced pros and cons.

I am very grateful to have had your support and wanted to thank you personally for that. If splendit agrees with my decision, I would love to do a new request when the worldwide situation is better. I hope that you understand my dilemna and my big disappointment, I worked so hard to find a proper solution to finance this studies. I had many tough exchanges with the Vaud authorities for a scholarship. 

Once again, thank you for your trust.

Regards

Gaetan Rieben

 

Student