Brazilian HSG Student

This is me

Nick name
JP "Der brasilianische Austauschstudent an der HSG"
Age
24 years
Highest education
University of St. Gallen

This is my Credit Motivation

Dear investors,

My name is João Pedro Landim. After two years of studying in the top think tank of Latin America (FGV Brazil), I earned a scholarship at the University of St.Gallen from September to January.

I am the son of a single mother, the first generation in college. My mother has consistently moved mountains to ensure the essentials for me. Yet, when I started my studies in 2020, I had also to work. Since the pandemic made opportunities scarce, I acquired some debt. The support from my mother has been vital, but I can't burden her any further.

Since I want to concentrate best on my studies, I will use this loan to maintain myself until graduation, focusing on my learning experience. Considering that I plan on getting an internship, the loan repayment may happen before the specified time.

FGV introduced me to the opportunity to go to the University of St. Gallen earlier this year. Located in a country I admire, St. Gallen is one of the best leadership schools in the world. It has innovative and challenging courses that aim to form responsible global citizens. 

I want to impact society positively and be a leader in my profession and family. I am committed to excellence in what I do. Going to this institution of prestige is an indispensable way to help me achieve my goal. A well-prepared and well-meaning individual can revolutionize the world.

Therefore, I ask you to help me by investing and sharing. Please check out my LinkedIn.


This is what I need

Credit amount
CHF 15'000
Maximum interest rate
8%
Start date
November 2022
Study time
14 months
Re-payment starts
January 2024
Re-payment time
36 months
Loan fully paid back
December 2026

This is my plan

School/University
University of St. Gallen
Main field of study
Exchange
Additional fields of study
Exchange
Begin of study
February 2020
End of study
December 2023
Current semester
6
Plans after study

***Deutsch unten

I will obtain a high-paying job after graduation, with the weight of an FGV degree and HSG experience. I've already received some internship offers beginning after my exchange.
My interests are education, diplomacy, economics, innovation and finance. I will choose a career path that allows me to transform my society while paying my loan quickly.

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Ich erhalte einen hochbezahlten Job mit dem Gewicht eines FGV-Abschlusses und HSG-Erfahrung. Ich habe bereits einige Praktikumsangebote erhalten, um nach dem Ende meines Austauschs zu beginnen.
Meine Interessen sind Bildung, Diplomatie, Wirtschaft, Innovation und Finanzen. Ich werde einen Karriereweg wählen, der es mir ermöglicht, die Gesellschaft zu verändern und gleichzeitig meinen Kredit schnell zurückzuzahlen.

 

Auction

Auction Closed

10 bids, CHF 15'000 of CHF 15'000 filled

Calculate your sustainable return

CHF 15'000

Investment Amount

6.0%

Interest Rate

Total fees
-
Your return (net of fees)
-