Bridge loan until graduation

This is me

Nick name
elucc
Age
33 years
Highest education
IMD Lausanne

This is my Credit Motivation

I am pursuing a full time MBA program at IMD, and I would like to request for a loan to fund part of my tuition fee (total CHF 90k - which I already personally funded CHF 30k and earned a CHF 10k scholarship).

I would be using the entire loan amount for making my tuition payments in Feb-Mar 2021.

I have +6 years’ experience in equity research working for multinational investment bank such as UBS and HSBC in multiple geographies (Latin America and the US). I am confident that an IMD MBA along with my previous work experience will allow me to get a post-MBA job with a salary in-line or above the IMD average (~$122k/year, with a $28k sign-on bonus). This would allow me to make the required loan payments.

If required, I would have the support of my family to help with loan re-payments.

This is what I need

Credit amount
CHF 40'000
Maximum interest rate
7%
Start date
March 2021
Study time
12 months
Re-payment starts
March 2022
Re-payment time
36 months
Loan fully paid back
February 2025

This is my plan

School/University
IMD Lausanne
Main field of study
MBA
Additional fields of study
MBA
Begin of study
December 2020
End of study
December 2021
Current semester
1
Plans after study

I will target financial and strategic roles across companies including Nestle, Roche, Philip Morris and Richemont.


I already have a network in place –since I have family leaving in Zurich. Moreover, I already connected with IMD alumni in these roles.

I also have a strong plan B : 

a) Investment analyst in family office.

b) Consulting and advisory roles in Big Four. 

 

Auction

Auction Closed

26 bids, CHF 40'000 of CHF 40'000 filled

Calculate your sustainable return

CHF 40'000

Investment Amount

6.0%

Interest Rate

Total fees
-
Your return (net of fees)
-

Documents

IMD MBA 2021 - Certificate of attendance.pdf

Diploma_Erika Volponi Lucchesi.pdf

Dec 1st - Leaner and Stronger.pdf
Published UBS equity report

CV_Erika Lucchesi.pdf

HBSC NY.pdf
Employment registration at HSBC USA