IMD MBA Candidate - Great Investment

This is me

Nick name
WesleyMonteiro
Age
30 years
Highest education
IMD Lausanne
Contact Student

This is my Credit Motivation

Hello! I am Wesley Monteiro, from Brazil. I am an IMD MBA Candidate for the 2022 Class, which will start on January 6th next year. I am honored to be accepted by this top-tier European MBA but I still need extra resources to help me finance my MBA. 
To respect your time, I will be brief in this section. Please, feel free to contact me at wesleypaulomonteiro@gmail.com or at +55 71 98748-6271 (also WhatsApp), for any questions.
About me: I'm a mechanical engineer with more than ten years working in the energy industry at Petrobras Biocombustível, a sustainable energy subsidiary of Petrobras, a National Oil Company, which is the biggest Brazilian Company. I was admitted to Petrobras through an exam for a technical role landing 6th place among around 3000 candidates and I have a leadership position nowadays. 
Use: I’m requesting the credit to help me fund part of IMD’s MBA tuition fees as well as part of the living expenses while studying.
Reason: Brazil is facing an economic crisis and one of its expressions is the depreciation of our currency, Brazilian Real (BRL), vis-à-vis currencies such as CHF. Moreover, it is not feasible for us to build our savings abroad. Because of this, my savings can not cover the total amount of tuition fees and living expenses. Also, I am not a sponsored candidate and will be without income salary for a year, during the course. To complete we don’t have any student loan option in Brazil and standard loans have a high-interest rate.
Repayment: My plan after the MBA is to move to the Consulting Sector, with a priority to find a job in European cities such as London, Amsterdam, or the Middle East, leveraging my experience in the Energy Sector. As a Plan B, I could aim for leadership development programs in Energy Companies such as BP or Siemens, etc. I still have the option (secure and guaranteed) to return to Petrobras Biocombustível in Brazil, which may happen through promotion to a managerial role.


This is what I need

Credit amount
CHF 35'000
Maximum interest rate
7%
Start date
November 2021
Study time
16 months
Re-payment starts
March 2023
Re-payment time
36 months
Loan fully paid back
February 2026

This is my plan

School/University
IMD Lausanne
Main field of study
MBA
Additional fields of study
MBA
Begin of study
December 2021
End of study
December 2022
Current semester
0
Plans after study

After the IMD MBA, with the acquired knowledge and enhanced skills, I want to develop a career in a Strategic Consulting Firm – Bain, BCG, Strategy&, etc – advising customers internationally in topics related to sustainable energy and climate change, industrial operations and digital transformation, and infrastructure projects, based in Offices located in cities such as London, Amsterdam or Dubai.

The last published IMD Employment Report (2020 Career Statistics) shows that around 80% of the class gets a job in Europe. Moreover, the average annual salary is US$ 126,565.00 (€ 106,315.00), with an average sign-on bonus of US$ 36,926.00 (€ 31,018.00), which is received by 47% of the students. I still have the option to return to my previous employer if I will not be able to get a job in Europe / Middle East in the Consulting Sector / Industry LDP or liquidate my investment fund three years from now (a pension plan, please see it attached), which may be seen as another guarantee that ensures the repayment of this loan.  

 

Auction

15 bids, CHF 35'000 of CHF 35'000 filled

Calculate your sustainable return

CHF 35'000

Investment Amount

5.0%

Interest Rate

Total fees
-
Your return (net of fees)
-

Currently Valid Bids

investor
Amount
Interest
Submitted
RDS74
500 CHF
6.5%
20.11.2021 13:37
yysgo
3'500 CHF
7%
30.11.2021 09:53
dehaeigen
1'000 CHF
7%
22.11.2021 11:23
Tralalala
1'000 CHF
7%
20.11.2021 08:59
Koni
2'000 CHF
7%
18.11.2021 16:37
berryman
1'000 CHF
7%
17.11.2021 15:26
A_M_
1'000 CHF
7%
14.11.2021 14:19
tvdl
5'000 CHF
7%
09.11.2021 17:41
Kottke
2'500 CHF
7%
05.11.2021 18:12
Krypto
1'000 CHF
7%
05.11.2021 17:12
TERRI
2'000 CHF
7%
05.11.2021 10:29
dehaeigen
1'500 CHF
7%
05.11.2021 08:46
Opossum
3'000 CHF
7%
03.11.2021 21:16
mastaed
5'000 CHF
7%
03.11.2021 18:10
Arishaka
5'000 CHF
7%
03.11.2021 17:04