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This is me

Nick name
Sotos
Age
24 years
Highest education
ZHAW School of Management and Law

This is my Credit Motivation

Throughout my life, I have pursued excellence. For me, excellence is not an antagonizing act, nor is it a pursuit of becoming better than others. It is a belief that if one engages himself in any endeavor, he should complete it in the best possible way. Throughout my life I have tried to do so.

Graduating from High-School with a continuously excellent academic performance and consecutive distinctions, I succeeded in the National University Entrance Examinations and entered my first choice and probably one of the best Greek Business schools, the School of Business Studies of the University of the Aegean. This academic institution offers a 4-year Diploma in Shipping, Trade and Transport with 250 ECTS.

During my studies, I took both fundamental courses such as mathematics, statistics, macroeconomics, econometrics as well as more specialized ones such as Financial Statement Analysis, Financial Economics, International Finance, Strategic Management, International Marketing, so I managed to receive a profound knowledge of fields. The submission of my Thesis, titled “The effect of the product branding on the differentiation of the product, the strengthening of the competitive position and the performance of a company” was graded 8.5/10 and completed my studies. I have performed as a top student 1% rank in several modules (indicatively: Shipping finance: 10/10, International Finance:9.5/10, Financial economics 8/10 inter alia). Also I have ranked 5th best successful student upon graduation. During  my second year of my studies I received a scholarship for my grades as I was the 1st among the students in my year. The scholarship was provided by one of the biggest well known Shipowners family Mr. Martino’s foundation.

It is my firm belief that one should have experience in order to become an accomplished professional. Throughout my adult life, I have tried to engage in critical professional activities in order to do so. During my undergraduate studies, I completed an internship at the National Bank of Greece, the largest Greek banking institution. This employment helped me gain practical experience in my field of studies. Finishing my first internship, I completed a second one at a transport company, receiving meaningful experience in the daily operations of the company.

The consecutive support from my professors who have been graduated from the top Business Universities in the world and the strong motivation I had, combined with a lot of hard work, has led me to get accepted at University of Zurich of applied science ( School Management and Law) at the department of Master Banking and Finance. In spite that I have been accepted also from University of Liechtenstein Master in Finance and ESCP Master in Management with specialization in Investment Banking, my choice leaned to the ZHAW MBF, mainly because Tutors are come from “real market” where being seniors and executives from Insurance companies as well as private and bulge bracket banks. Another reason is the potential high salary, due to the fact that from this specific university of applied science, salaries range from 6,545-9,596 CHF monthly. Additionally, the ZHAW Master Banking and Finance provides me with knowledge of “ real life” of the financial market.

 

Finally, the reasons that I apply for a financial support from Splendit AG, are for my tuition fees and living expenses in Zurich Canton (Winterthur) as my parents cannot support me for the entire period of my studies. So, I request from the potential investors the amount of 35,000 CHF as a student loan.  I am strongly convinced that through my academic institution, I am able to pursue my goals so as to pay off it on time and make a profitable return on your investment.

 

Below, I attach you my CV, documents that I have uploaded. For any further questions I am at your command.

 

PS.1) I would like to clarify you that  in the  topic of the field "My Background", and especially the "Begin of study" i have written September 2021 as the mechanized system does not accept the current date that my studies start, which is on September of 2022.

2) Additionally, in the field of "My Credit Request" and especially " Start of Credit" does not allowed me from the system to enter the wishing date which will be as soon as my studies start, on the beginning of September 2022.


This is what I need

Credit amount
CHF 35'000
Maximum interest rate
6%
Start date
August 2022
Study time
24 months
Re-payment starts
August 2024
Re-payment time
48 months
Loan fully paid back
July 2028

This is my plan

School/University
ZHAW School of Management and Law
Main field of study
MSc in Banking and Finance
Additional fields of study
MSc in Banking and Finance
Begin of study
September 2021
End of study
April 2024
Current semester
3
Plans after study

After my MSc graduation, I wish to seek employment in Switzerland as a financial analyst from the top tier bulge bracket banks like Credit Suisse, UBS as well as  Vontobel or other asset management companies that team up with the ZHAW Master Banking and Finance. It is well known that the vast network of ZHAW will support me in order to pursue a career in the financial field. The study of investments, finance and banking as a combination of two interrelated subjects,  motivates me and gives me structured postgraduate program in banking and finance,  in order to achieve my short and long-term goal as a financial analyst playing a key role in guide businesses and individuals in decisions about expending money to attain profit.  I believe that since Switzerland is one of the most economically advanced European nations, I am certain that countless opportunities exist in the central financial cities, like Zurich or Geneva.

 

Auction

Auction Closed

6 bids, CHF 8'500 of CHF 35'000 filled

Calculate your sustainable return

CHF 35'000

Investment Amount

5.0%

Interest Rate

Total fees
-
Your return (net of fees)
-