Make the World better place together - backed by Solidarbürge

This is me

Nick name
ard7
Age
31 years
Highest education
Fachhochschule Nordwestschweiz

This is my Credit Motivation

Hello Everyone, this is Ali here. I am from Pakistan and have been living in Switzerland for 3 years. 

First of all, I would like to thank all of you for providing facilities and your help to students in need for them to complete their studies without financial worries. I really appreciate that and I hope in the future I will be able to do that too!

I am a master's student in Business Information Systems at Fachhochschule Nordwestschweiz (FHNW). I have more than 5 years of international work experience from Islamabad, to Dubai, and now in Zurich for the last 3 years. 

My master's studies are in total 1.5 years and I already have done 1st semester with Swiss Grade 5.3 out of 6.0. I have almost 1 more year to finish my studies. My fee for this course is a total of CHF 24'000/- (CHF 8'000/- per semester) and my living expenses are almost CHF 2'000/- per month. Even though I am in the 2nd semester, but I have to pay this whole CHF 24'000/- in order to complete my degree because I was not able to pay the first-semester fee. 

I was working as a Digital Marketing Manager in Zurich before starting my master's. Now I want to continue my master's studies without working. The reason I do not want to work is that I plan to finish my studies until July 2021 and I think if I work while studying, it will either take me long to finish my master's degree or it will affect my grades.  

I always wanted to do something good for the world. As my current plans are to make an online platform where people who can not afford to learn sports in Switzerland would be able to learn from the volunteers and I am going to do my master's thesis on it. In the long run, I want to build a charity group that will provide food and education to the people in this world who do not have access to it. I also have made some platforms to help the vulnerable people towards COVID-19 in Switzerland and I am planning to do the same in the future. 

This amount will help me to achieve those objectives with your help and will allow me to do something good for the world. 

I thank you again for reading my application and I hope you will understand the situation. Please feel free to reach me in-case of any questions.  

Splendit Admin: Ali's loan will be backed by a Swiss "Solidarbürge" whose credit profile we have verified in CRIF (grün) 


This is what I need

Credit amount
CHF 46'000
Maximum interest rate
7.5%
Start date
February 2021
Study time
9 months
Re-payment starts
November 2021
Re-payment time
48 months
Loan fully paid back
October 2025

This is my plan

School/University
Fachhochschule Nordwestschweiz
Main field of study
Business and IT
Additional fields of study
Business and IT
Begin of study
February 2020
End of study
September 2021
Current semester
2
Plans after study

My long-term objective is to contribute something good for the world which will stay and benefit the people forever. After finishing my studies, I will start working full time in Switzerland and also my master's thesis which is a new business, I would focus on that in parallel. I already had a job offer from a very well known company in Switzerland with an annual salary of CHF 82'000 (attached letter), but I decided to start that job after finishing my studies. 
Once I return this loan amount of CHF 46'000/- and save some money for the future, I will start working on my charity group plan. I want to increase awareness and become a force in our community to inspire people to do good for the world which will stay here forever, even when we will be gone. 

 

Auction

Auction Closed

8 bids, CHF 9'500 of CHF 46'000 filled

Calculate your sustainable return

CHF 46'000

Investment Amount

6.0%

Interest Rate

Total fees
-
Your return (net of fees)
-

Documents

Student card FHNW.pdf


Result Semester 1.pdf


Bachelors Degree.pdf
Bachelors Degree


Ali_Raza_Dar_offer.pdf
Job offer


Resume.pdf
Complete CV


Dept letter 2.pdf
Auszug aus dem Betreibungsregister


ZEK Letter.pdf
ZEK Information