My Credit Request - 25.01.2022

This is me

Nick name
31 years
Highest education
Université de Genève

This is my Credit Motivation

Hi, my name is Jaspreet and I am a final year PhD student at the University of Geneva. My expertise focuses on studying microbes including eukaryotes, bacteria, and viruses in the environment. The funding for my PhD will soon expire and I am looking for opportunities to continue working in the field of academics and do the defence for this PhD. 

These funds will aid my living expenses for 6 months while I continue publishing scientific articles. Please have a look at my most recent work which is communicated to ASM mBio, one of the most prestigious journals.

I am planning to return the funds as soon as I get the job and with a PhD degree from an elite university, I hope this process goes smoothly.


This is what I need

Credit amount
CHF 18'000
Maximum interest rate
Start date
February 2022
Study time
24 months
Re-payment starts
February 2024
Re-payment time
36 months
Loan fully paid back
January 2027

This is my plan

Université de Genève
Main field of study
Environmental Microbiology
Additional fields of study
Environmental Microbiology
Begin of study
October 2017
End of study
August 2022
Current semester
Plans after study

After finishing my PhD, I am open to getting a job in academics or industry. 



Auction Closed

15 bids, CHF 18'000 of CHF 18'000 filled

Calculate your sustainable return

CHF 18'000

Investment Amount


Interest Rate

Total fees
Your return (net of fees)