Bildungskredit für zweiten Master

This is me

Nick name
26 years
Highest education
University Zurich

This is my Credit Motivation

Dear Investor

With this credit request I would like to present me as a person and the reason for my request:

I am a 25-year-old student at the university of Zurich, studying Business administration at Master level. The end of the Master is set in June 2020. While looking for possible ways after my Master’s degree at the university I found a newly created Master at the FHNW in Muttenz which is called “Medical Informatics”. After visiting the information event, I was totally convinced that this Master is the right way in my personal career which helps me to fulfill my dreams. It combines biology, informatics and economics, and the most important point (as a difference to the university): It teaches you practical experiences, which increases one’s market value enormously. So, the plan will be to start at the FHNW directly after finishing the Master of Arts in Business Administration, which means in the fall semester of 2020. The course will take 3 semesters, so I will receive my second Master’s degree by the end of spring semester 2022.


I already have had a credit from splendit in the past ( to finish my Bachelor’s degree and also part of the Master. The open amount of 5’330 CHF will be deducted from the new credit amount and thus only the new credit will be relevant. I have always made my payments on time and I have a good credit history (references). The amount of 12’500 ChF (7’170 net) will include: The Swiss Pass for 2 Years, tuition fees, costs related to my studies (books, materials etc.) and other costs such as food and living. 

If you need any information, you can contact me at: or directly here on splendit.

Thank you in advance

Michael Wittmer

This is what I need

Credit amount
CHF 12'500
Maximum interest rate
Start date
May 2019
Study time
24 months
Re-payment starts
May 2021
Re-payment time
36 months
Loan fully paid back
April 2024

This is my plan

University Zurich
Main field of study
Master of Arts Business Administration
Additional fields of study
Master of Arts Business Administration
Begin of study
February 2018
End of study
February 2022
Current semester
Plans after study

My plans after the degree at the FHNW are finally working in an interesting and fulfilling job. The target sectors are the health care sector or/and the pharma sector. I want to be part of drug developing or helping the patients of a health care facilities with my knowledge in programing, consulting and administrative work. The health sector has had a huge growth rate in the past and this won't stop, so the potential labor demand will increase and offer a great field to work in. With my two Master’s degrees I won’t have any problems to find a well-paid job and thus I will have no problems to pay back my credit. So if you help me reaching my goals, I will be very thankful!



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11 bids, CHF 12'500 of CHF 12'500 filled

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