Support MBA transition before Job starts

This is me

Nick name
31 years
Highest education
IMD Lausanne

This is my Credit Motivation

Dear Investor, 

I'm a 2022 IMD MBA (with merit scholarship) who is about to graduate. I raise this credit request to seek funding support for my transition between MBA graduation season and my job starting date. 

Currently, I have already signed my job offer with one of the best global strategy consulting firms who provides a promising salary package. However, as a non-European to start working in Europe, I need to go through complex work permit application processes. My expected job starting date is between May to Jul 2023, depending on the work permit progress of the country that I will be working in and the office's new hire onboarding schedule. This brings me financial burden because my savings are not sufficient to cover this transition period, despite the exciting job and benefits ahead. 

Therefore, I would like to seek for investors who are interested to support me through this transition period.  

Please contact me at I'm happy to answer any questions you may have regarding my profile and situation. 

Thoughout my MBA studies, I have achieved strong personal development progress. With this surprise break between my MBA graduation date and job starting date, I plan to take time to reflect on my learnings and prepare myself for the upcoming new career journey. I'm super looking forward to unfolding this new chapter and embracing what is yet to come. 

Thank you in anticipation for considering my request. 

I wish you a great end of the year! 


Joy Jingwei Xu

This is what I need

Credit amount
CHF 20'000
Maximum interest rate
Start date
January 2023
Study time
12 months
Re-payment starts
January 2024
Re-payment time
24 months
Loan fully paid back
December 2025

This is my plan

IMD Lausanne
Main field of study
Additional fields of study
Begin of study
January 2022
End of study
January 2023
Current semester
Plans after study

Despite the challenging enviroment in this job searching season, I managed to obtain three ideal offers, with average annual salary package around 180k Euro. Among the three offers, I've decided to join a global strategy consulting firm in one of its European offices as general consultant. My expected job starting date is between May to Jul 2023, depending on my work permit application progress. I will be able to pay back the loan soon after I start receiving the pay checks.  



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6 bids, CHF 20'000 of CHF 20'000 filled

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